Non-performing Loans Issues in Malaysian Banking Industry

Non-performing loans in the Banking Union: stocktaking and challenges

This briefing presents the state of play of non-performing loans (NPL) in the euro area, and provides an overview of the various measures implemented across Member States to facilitate their resolution. The first section briefly presents the various levels of NPL ratios and coverage ratios in the euro area, across Member States, sectors, and groups of banks. The second section explains the detr...

Banking-industry specific and regional economic determinants of non-performing loans: Evidence from US states

The present study examines state-level banking-industry specific as well as region economic determinants of non-performing loans for all commercial banks and savings institutions across 50 US states and the District of Columbia for 1984–2013. Using both fixed effects and dynamic-GMM estimations, I find greater capitalization, liquidity risks, poor credit quality, greater cost inefficiency and b...

Financial Soundness Indicators with Emphasis on Non-performing Loans in Iran’s Banking System

This paper analyzes the financial soundness indicators in Iran`s banking system. In the first part it emphasis on asset quality measure by the non-performing loans ratio. The non-performing loans grew rapidly in last decade in Iran’s banking system and it reached higher than 25 percent of total loans in 2010. We conclude that NPLs increase have impact on real part of economy in the concept...

Resolution of Non-Performing Loans in China

Investigating the Assets Quality in Banking System in Iran with Emphasis on Liquidity and Non-Performing Loans Reserve Buffers

In this research, the factors affecting assets quality in banking system of Iran and some implications for creating appropriate buffers of liquidity and non-performing loans in bank assets management has been investigated. In order to that, statistical data related to macroeconomic variables and financial statements of 30 banks from 2006 to 2016 have been used in the framework of a dynamic pane...